AI-Powered Personal Finance

Your money,
finally in control

MoneyOS is the all-in-one finance dashboard for people who want to grow wealth — not just track it. Accounts, budgets, goals, and an AI that actually understands your money.

No credit card required · Free forever plan available

Features

Everything you need to manage money well

Built for people who want real insights, not just pretty numbers.

Complete Financial Overview

Track accounts, transactions, investments, and net worth — all in one beautiful dashboard.

AI Financial Assistant

Ask plain-English questions about your finances and get smart, personalized insights instantly.

Goals & Budgets

Set savings goals, track progress, and get alerts before you overspend your budget.

Credit & Loans

Monitor utilization, due dates, EMI schedules, and payoff strategies in one place.

Investments

Track stocks, mutual funds, and crypto portfolios with live P&L calculations.

Bank-Grade Security

JWT auth, encrypted tokens, HTTPS everywhere. Your data stays yours.

How it works

Up and running in 3 minutes

01

Create your account

Sign up free. No credit card, no commitment.

02

Add your accounts

Add bank accounts, cards, loans, and investments manually.

03

Get insights

Ask the AI anything about your finances and watch your net worth grow.

Pricing

Simple, honest pricing

Start free. Upgrade when you want more.

Free

Free

Everything you need to get started

  • Unlimited accounts & transactions
  • Budgets & goals tracking
  • Subscriptions tracker
  • Loans & EMI calculator
  • Net worth dashboard
Get started free

Pro

$9/mo

For serious money managers

  • Everything in Free
  • AI financial assistant
  • Spending insights & trends
  • Cashflow forecasting
  • Priority support
Start Pro trial

Frequently asked questions

Is my financial data safe?

Yes. All data is encrypted in transit (HTTPS) and at rest. Passwords are bcrypt-hashed and never stored in plain text. JWT tokens expire automatically.

Do you connect to my bank automatically?

Manual entry is supported for all accounts. Bank sync via Plaid is on our roadmap for the Pro plan.

Can I export my data?

Yes — you can export transactions as CSV at any time. Your data is always yours.

How does the AI assistant work?

The AI reads summarized financial data (not raw transactions) from your account and uses that context to answer your questions. No sensitive data is sent unnecessarily.

Start managing money smarter today

Join thousands tracking their finances with MoneyOS. Free to start.

Create free account